Grace Busby

Mortgage Advisor

NMLS# 238678

925-980-5504

loans@gracebusby.com

Grace Busby Mortgage Advisor

Blog

Buying a Home when you have Student Loans

Buying a Home when you have Student Loans

Many future homeowners worry that student loan debt will prevent them from qualifying for a mortgage. Fortunately, an FHA loan can make homeownership much more accessible—even if you're still repaying student loans. Let’s break down how it wor

May 15, 2025 | Purchasing a Home

Understanding VA Loan Occupancy Requirements

Understanding VA Loan Occupancy Requirements

If you’re considering using a VA loan to buy a home, you’re already on a strong path toward affordable homeownership. However, there are a few important guidelines to understand—particularly regarding occupancy. Thankfully, the requireme

May 13, 2025 | VA Loans

5 Highly-Effective Habits of Successful Homebuyers

5 Highly-Effective Habits of Successful Homebuyers

Buying a home can feel overwhelming, but adopting a few smart habits can make the process smoother and more successful. Here are five practical strategies many homebuyers use to prepare for ownership and make confident decisions. 1. Build a Strategic Savi

May 08, 2025 | Purchasing a Home

Best Home Loan Options for Single Parents

Best Home Loan Options for Single Parents

As a single parent, securing a home loan can be both a challenging and rewarding experience. Understanding the best options available to you is crucial in making informed decisions that suit your financial situation. At Grace Busby Lending Team, we are co

May 07, 2025 |

Which One Is Better? An FHA Or Conventional Loan?

Which One Is Better? An FHA Or Conventional Loan?

When it comes to securing a mortgage, one of the most common dilemmas faced by homebuyers is whether to choose an FHA loan or a Conventional loan. Both options have unique benefits and drawbacks that can significantly impact your home buying experience. A

May 06, 2025 |

FHA vs. VA Loans: Which is Better for Veterans?

FHA vs. VA Loans: Which is Better for Veterans?

When it comes to securing a mortgage, veterans have unique opportunities with both FHA and VA loans. Understanding the differences between these two options is crucial for making an informed decision. In this blog post, we will explore the benefits and dr

May 04, 2025 |